Disclaimer

Last updated: 29 October 2026

General information only

The calculators, guides and other content on Calfyo are provided for general information. They are estimates produced from published rules and the assumptions stated on each page, and they do not take account of your personal circumstances. They are not tax, legal, financial, accounting, investment or immigration advice, and no professional relationship is created by using the site.

Accuracy and currency

We check every rule against the official source named on the page and print the date it was last checked. Tax rates, thresholds, labour-law entitlements and bank limits change, sometimes retrospectively, and authorities issue clarifications that a calculator cannot anticipate. Confirm any figure that matters with the relevant authority, your employer, your lender or a qualified professional before relying on it.

No liability

To the fullest extent permitted by law we exclude liability for any loss or damage arising from the use of, or reliance on, a calculator result or any content on this site. Nothing here limits liability that cannot be limited by law.

Advertising

The site is free to use and is funded by advertising served through Google AdSense. Advertisements are marked as such and are selected by Google, not by us; an advertisement is not an endorsement or recommendation by us of any product, service or provider. We do not accept payment to alter calculator rules or editorial content.

External links

Links to government, regulator and other third-party websites are provided for verification. We are not responsible for the content, availability or privacy practices of external sites.

Corrections

If you believe a figure is wrong, use the "Found an error?" link on the calculator page or the contact page. Confirmed corrections are published and dated on the editorial policy page.