Category: United States

October 29, 2026 Capital Gains Tax Explained for 2026: Rates, NIIT, Crypto How US capital gains tax works in 2026: long-term vs short-term, 0/15/20% bands stacked on income, NIIT, home-sale exclusion, crypto and the $3,000 loss rule. October 29, 2026 Child Tax Credit, EITC and Dependent Care Credit for 2026 The 2026 child tax credit ($2,200, $1,700 refundable), EITC amounts by number of children, the dependent care credit, and how they interact with withholding. October 29, 2026 Self-Employment Tax and Quarterly Payments Explained 2026 The 15.3% self-employment tax for 2026, the 92.35% factor and half-deduction, the 20% QBI deduction, estimated-tax safe harbors and due dates, and 1099 vs W-2. October 29, 2026 Social Security Claiming Age Explained: 62, 67 or 70 in 2026 Full retirement age, the 30% cut for claiming at 62, 8% a year delayed credits to 70, the earnings test, taxation of benefits and the break-even age. October 29, 2026 401(k) vs IRA vs Roth in 2026: Limits, Match and Tax Rules 2026 401(k) and IRA contribution limits, how the employer match works, traditional vs Roth, IRA and Roth income phase-outs, and early withdrawal costs. October 29, 2026 How Much House Can I Afford? US Mortgage Rules for 2026 How US lenders size a mortgage in 2026: the 28/36 and 43% DTI limits, down payment and PMI, the FHA 3.5% route, closing costs, and property tax in the payment. October 29, 2026 How to Fill Out Form W-4 in 2026: Step-by-Step Guide Fill out the 2026 Form W-4 step by step, see how Publication 15-T converts it into per-paycheck withholding, and avoid the two-earner and side-income mistakes. October 29, 2026 2026 Federal Income Tax Brackets Explained, With Examples How the 2026 US federal tax brackets, standard deduction and credits work, with worked examples at $50k, $85k and $150k for single and married filers. October 29, 2026 2026 Federal Income Tax Brackets Explained, With Examples How the 2026 US federal tax brackets, standard deduction and credits work, with worked examples at $50k, $85k and $150k for single and married filers.